Lead form submits to CRM. Automation triggers engagement and routing.

If criteria match, CALVIN AI sends a personalized quote instantly.

Borrower clicks “Start My Loan Application” and enters the POS.

Borrower completes the 1003 and uploads initial documentation.

Credit is authorized and pulled in real time within the POS.

Completed 1003 + credit data sync seamlessly to the LOS.

MLO finalizes the 1003 and requests initial disclosures.

Dedicated Sales Manager & Processor are assigned to the file to disclose and guide.

Conditions are created and tracked in real time with CALVIN AI.

Borrowers receive automated daily reminders for required docs.

CALVIN AI requests & logs updates for insurance, title, VOE/VOI, and more.

TMC Closing Team & Law Firm prep CD/Docs for Non-Delegated; Wholesale partners for Brokered.