The Best Loan for Real Estate Investors Looking to Qualify with No Employment or Income is a DSCR or Debt Service Coverage Ratio Loan!

This Non-QM mortgage product uses the Net Operating Income (Cash Flow) from the subject investment property to qualify the loan. It does not require full documentation for the owner of the property or LLC, typically rates are set based on the FICO score of the primary borrower, but employment and income documentation are not required.

DSCR = Net Operating Income/Debt Service (Principal + Interest)

Real Estate Investor Cash Flow (DSCR) Mortgage Loans

Work With Our Team

Producing Manager

"Open the door for your clients to experience a home loan that will exceed their expectations!"

Outside Mortgage Loan Originator
Team Leader

"Our Best Ability is Our Flexibility!"

Mortgage Loan Originator

"We are a great mortgage lender that happens to be a bank!"

© 2020 First Savings Bank All rights reserved | NMLS# 411341
9495 SW 72nd Street Suite B-160 Miami, FL 33173



*Acknowledgement Each of the online borrowers hereby acknowledges that any owner of the loan, its servicers, successors and assign, may verify or reverify any information contained in this application or obtain any information or data relating to the Loan, for any legitimate purpose through any source, including a sourced named in this application or a consumer reporting agency.

Apply Now to Purchase an Investment Property Using a DSCR Program at  All Time Low Rates!

Or Use One of Our Alternative Non-QM Loan Programs for Real Estate Investors Including: Conventional, DSCR, Cash Flow, No Doc, Bank Statement, Foreign Nationals, Hard Money and More!

For Real Estate Investors we have a variety of commercial lenders to choose from with dozens of products including Non-QM Programs Such as No Doc, Bank Statement, DSCR, Foreign Nationals, Hard Money and many other types of loans. Let us shop over 100 lenders and banks to find the best loan for your property. 

Specialty Loan Types:

  • Private Money & Hard Money Lenders
  • Bridge & Blanket Loans
  • Fix & Flip & Rehab Loans
  • Real Estate Portfolio Loans

For a Portfolios of 2 Or More Properties Please Apply on our Real Estate Investor Portfolio Loans Page Now!

DSCR Mortgage Programs Available:

  • Purchase / Refinance / Cash Out Refinance
  • Up to 85% LTV Purchase
  • Up to 80% LTV Cash Out
  • Up to 30 Year Fixed
  • Up to 40 Year Interest Only
  • Up to $1M Loan Amount
  • No Income or Employment Used
  • 600+ Credit Minimum
  • 1-4 Unit Properties
  • Condos & PUDs Allowed
  • LLC's Allowed