Privacy Policy
Mortgage Calculator Company LLC dba The Mortgage Calculator
NMLS #2377459
Last Updated: October 6, 2026
Mortgage Calculator Company LLC dba The Mortgage Calculator (“The Mortgage Calculator,” “we,” “us,” or “our”) respects your privacy and is committed to protecting personal information collected through our websites, applications, mortgage services, communications, and other interactions with you.
This Privacy Policy describes the categories of information we collect, how we use and disclose that information, the technologies used on our websites, and the privacy choices and rights that may be available to you.
Our separate federal financial privacy notice appears below and provides additional information concerning our collection, use, disclosure, and protection of nonpublic personal information in connection with financial products and services.
Information We Collect
Depending upon how you interact with us, we may collect the following categories of information:
Information you provide directly to us. This may include your name, address, email address, telephone number, date of birth, Social Security number, employment information, income, assets, liabilities, property information, loan information, financial account information, and other information submitted through applications, forms, telephone calls, email, chat, text messages, or other communications.
Information from third parties. We may obtain information from consumer reporting agencies, employers, financial institutions, service providers, government or public records, mortgage industry participants, and other third parties as permitted by law. This may include credit reports, credit scores, employment information, income information, account information, property information, and information used to verify information you provide to us.
Website and device information. When you visit our websites or use our online services, we and our service providers may automatically collect information such as your IP address, browser type, device type, operating system, pages viewed, referring URLs, approximate location derived from your IP address, dates and times of visits, interactions with website features, and similar internet or electronic activity information.
How We Use Personal Information
We may use personal information to:
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Respond to inquiries and provide requested mortgage products or services;
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Process, evaluate, underwrite, broker, fund, service, or otherwise facilitate mortgage and financial transactions;
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Verify your identity, employment, income, assets, creditworthiness, or other information;
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Communicate with you regarding applications, transactions, accounts, products, and services;
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Operate, maintain, secure, troubleshoot, and improve our websites, systems, and services;
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Analyze website usage and measure the effectiveness of our content and marketing;
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Prevent fraud, security incidents, and other prohibited or illegal activity;
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Comply with applicable federal and state laws, regulations, legal processes, licensing requirements, and regulatory obligations; and
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Exercise or defend legal rights.
Cookies, Analytics, and Tracking Technologies
Our websites use cookies, pixels, tags, scripts, and similar technologies to operate the website, remember preferences, understand website usage, improve our services, and, where permitted, measure or support advertising and marketing activities.
These technologies may collect information regarding your browser or device, IP address, pages visited, links clicked, referring pages, interactions with our website, and similar online activity.
We use Google Tag Manager to manage certain website tags and technologies and may use Google Analytics and other Google services to understand how visitors interact with our websites. Google and other service providers may receive information about your browser, device, and interactions with our website when their technologies are enabled.
We may also use other analytics, advertising, communications, security, and website service providers. The technologies in use may change as we update our website and services.
Where required or supported, you may manage non-essential cookies through our website's cookie consent controls. Rejecting non-essential cookies will not prevent cookies that are necessary for the operation, security, or functionality of the website.
Chat and Online Communications
Our websites may provide live-chat, chatbot, messaging, or similar communication features. Communications submitted through these features may be collected, recorded, stored, monitored, or processed by us and by third-party service providers that provide or host the communication technology on our behalf.
Information entered into a chat or messaging feature may therefore be transmitted to and processed by the provider of that service for purposes such as delivering the communication, maintaining the service, security, customer support, and assisting us in responding to you.
Please do not provide sensitive financial information through a website chat unless specifically requested through a secure process.
How We Disclose Personal Information
We may disclose personal information to third parties when reasonably necessary to provide our products and services or operate our business, including lenders, investors, mortgage industry participants, credit reporting agencies, verification providers, settlement service providers, technology providers, hosting providers, analytics providers, communications providers, professional advisers, regulators, government authorities, and other service providers.
We may also disclose information when required by law, regulation, subpoena, court order, governmental request, legal process, or when reasonably necessary to protect our rights, customers, employees, systems, or property.
As described in our federal financial privacy notice below, The Mortgage Calculator does not share personal information with nonaffiliates for them to market their products or services to you.
Sale, Sharing, and Targeted Advertising
We do not sell personal information for money.
Certain privacy laws define terms such as “sale,” “sharing,” or “targeted advertising” broadly enough that the use of some advertising, analytics, cookies, pixels, or similar technologies may be considered a sale, sharing, or processing for targeted advertising even when no money is exchanged.
Where applicable law provides you with the right to opt out of these activities, you may exercise that right through our website's privacy or cookie controls or by contacting us using the information below.
Global Privacy Control and Opt-Out Preference Signals
Where required by applicable law, we recognize browser-based opt-out preference signals, including Global Privacy Control (GPC), as a request to opt out of the sale or sharing of personal information or the use of personal information for targeted advertising for the browser or device transmitting the signal.
You may also use the privacy or cookie controls available on our website to manage applicable tracking preferences.
Your Privacy Rights
Depending upon your state of residence and applicable law, you may have certain rights regarding your personal information. These may include the right to:
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Confirm whether we process your personal information;
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Request access to or obtain a copy of certain personal information we maintain about you;
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Request correction of inaccurate personal information;
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Request deletion of certain personal information, subject to applicable exceptions;
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Obtain certain personal information in a portable format;
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Opt out of certain sales, sharing, targeted advertising, or profiling where applicable;
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Withdraw consent where processing is based upon consent; and
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Exercise applicable privacy rights without unlawful discrimination.
These rights are subject to exceptions and limitations under applicable law. For example, federal and state mortgage, financial-services, licensing, record-retention, fraud-prevention, and regulatory requirements may require us to retain information that otherwise would be eligible for deletion.
To exercise an applicable privacy right, contact us using the information in the Contact Us section below. We may need to verify your identity before fulfilling a request. Verification may require information sufficient to reasonably match you with information in our records. We will use information submitted for verification only as permitted by law.
Where permitted by applicable law, an authorized agent may submit a request on your behalf. We may require evidence that the agent is authorized to act for you and may separately verify your identity.
Children's Privacy
Our websites and mortgage services are intended for adults and are not directed to children under 13 years of age. We do not knowingly collect personal information online from children under 13.
If we learn that we have collected personal information online from a child under 13 without appropriate authorization, we will take reasonable steps to delete the information as required by applicable law.
A parent or legal guardian who believes that a child has provided personal information to us may contact us using the information below to request that we review and, where appropriate, delete the information.
Data Security
We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, acquisition, disclosure, alteration, or destruction.
No method of transmission over the Internet or electronic storage system can be guaranteed to be completely secure. Accordingly, we cannot guarantee the absolute security of information transmitted to or maintained by us.
Data Retention
We retain personal information for as long as reasonably necessary to provide our services, administer transactions and relationships, comply with legal and regulatory obligations, maintain required business and mortgage records, resolve disputes, enforce agreements, and protect against fraud and security threats.
Retention periods vary depending upon the nature of the information and applicable legal and regulatory requirements.
Third-Party Websites
Our websites may contain links to websites or services operated by third parties. We are not responsible for the privacy practices, security, or content of third-party websites. We encourage you to review the privacy policies of websites you visit.
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices, technology, services, or applicable law.
When we update this Privacy Policy, we will revise the “Last Updated” date shown at the top of the policy. Material changes may also be communicated through other appropriate means where required by law.
Contact Us
If you have questions about this Privacy Policy or would like to exercise an applicable privacy right, contact:
Mortgage Calculator Company LLC dba The Mortgage Calculator
2125 Biscayne Blvd., Suite 220
Miami, Florida 33137
NMLS #2377459
Privacy Email: privacy@themortgagecalculator.com
Toll-Free: (844) 914-1404
Please do not send Social Security numbers, financial account credentials, or other highly sensitive information by ordinary email.
Federal Financial Privacy Notice
The federal financial privacy notice appearing below forms part of this Privacy Policy and describes how Mortgage Calculator Company LLC collects, shares, and protects nonpublic personal information in connection with financial products and services.
Privacy Policy
Mortgage Calculator Company LLC dba The Mortgage Calculator , NMLS# 2377459
FACTS
What Does The Mortgage Calculator Do With Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also required us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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Social Security Number and Income
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Credit History and Credit Scores
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Account Balances and Payment History
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the The Mortgage Calculator chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information |
Does The Mortgage Calculator share? |
Can you limit this sharing? |
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For our everyday business purposes -- such as to process your transactions, maintain your account(s), responds to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
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For our marketing purposes -- to offer our products and services to you |
Yes |
No |
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For joint marketing with other financial companies |
No |
We Don't Share |
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For our affiliates' everyday business purposes -- information about your transactions and experiences |
No |
We Don't Share |
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For our affiliates' everyday business purposes -- information about your creditworthiness |
No |
We Don't Share |
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For our affiliates to market to you |
No |
We Don't Share |
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For nonaffiliates to market to you |
No |
We Don't Share |
Questions? Call 786-733-1993
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Who we are |
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Who is providing this notice? |
Mortgage Calculator Company LLC DBA The Mortgage Calculator |
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What we do |
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How does The Mortgage Calculator protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
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How does The Mortgage Calculator collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
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Why can't I limit all sharing? |
Federal law gives you the right to limit only
State Laws and individual companies may give you additional rights to limit sharing. |
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Address: 2125 Biscayne Blvd DD003 Miami, FL 33137 |
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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