Cash Flow Based Loan Programs
Designed specifically for professional real estate investors with cash flow to expand operations without additional debt or equity.
Down Payment Assistance Mortgage Loan Information
- Benefits of Cash Flow Financing Programs:
- 7 Day Close
- Keep Your Equity
- No Origination Fees
- No Balloon Payments
- Flexible Capital
- Set Monthly Payments
- No Personal Credit or DTI
- No Liens on Property
- No Tradelines on Credit
- Use Cases:
- Property Acquisition
- Working Capital
- Development Costs
- Renovations and Amenities
- Hiring & Company Growth
- Refinancing High Cost Debt
- Loan amount: Cash Flow Based Loan Programs for real estate investors can offer loan amounts up to $2 million or more, depending on the scenario.
- Loan terms: 1-5 year terms with the deal structured as Preferred Equity or Cash Flow Assignment. No Liens on property, but lien and PG is placed on operating entity. 3 or more payments held in reserves.
- Documentation Required: Cash flow based loans have different documentation than mortgage loans, requiring all property documents as well as sponsor and entity documents.
- Experience Required: At least 3 years of property ownership or management is required.
Our lender partner provides liquidity to professional real estate investors with low leverage, cash-flowing assets. They do this by leveraging the monthly cash flow of experienced rental investors’ entities to provide up-front capital, which you can then use to acquire new properties or improve existing properties.
Commercial Loan Program Terms:
- Up to 90% CLTV Purchase
- Up to $100M Loan Amount
- 5-100 Units
- No Employment or Income Verification
- Close in an LLC or Entity
- Multi Family, Mixed Use, Retail/Office, Hospitality, Apartments, Senior Housing +more
- Rehab and Ground Up Construction Available
- Flexible Amortization Options