Instant Cash Out HELOC Loans

No Appraisal, No Documents, Fast Funding

Get an instant HELOC loan with no appraisal required! Close in as fast as 1 day for investments and 3 days for primary homes. No documents needed—connect your bank account digitally and get funded fast!
Instant HELOC Loan Highlights
Unlocking Your Home's Equity: HELOC Mortgage Programs for Flexible Borrowing and Repayment
Unlocking Your Home's Equity: HELOC Mortgage Programs for Flexible Borrowing and Repayment

 

Access Cash Instantly with a Hassle-Free HELOC

Need cash fast? Our Instant HELOC Loans provide immediate access to home equity with no appraisal, no income documents, and a digital bank account connection. Whether you’re an investor, second home owner, or primary homeowner, you can get cash out quickly with a one-day close for investment properties and funding in as little as 3 days for primary homes after the rescission period.

Why Choose Our Instant HELOC?

? No Appraisal Required – Uses AVM (Automated Valuation Model)
? No Income Documents Needed – Connect your bank account digitally
? One-Day Close for Investment Properties – Get cash fast
? Primary Home HELOCs Fund in Just 3 Days – Once rescission is complete
? Cash-Out Available – Use your equity for any purpose

Eligible Properties for Instant HELOCs

?? Primary Residences – Get cash for home improvements, debt consolidation, or other expenses
?? Second Homes – Access equity without disrupting your primary mortgage
?? Investment Properties – Unlock funds instantly for your next deal or repairs

How It Works – Get Funded in 3 Easy Steps

1?? Apply Online – Get pre-qualified in minutes
2?? Verify Equity Instantly – AVM confirms property value, no appraisal required
3?? Connect Your Bank Account – Securely verify financials with no paperwork

?? Funds Available in as Fast as 1 Day for Investors and 3 Days for Primary Homes!

Get Started – Apply for an Instant HELOC Today!

With our no-hassle, fast-closing HELOC, you can access cash in record time without jumping through hoops. Apply now and secure your instant home equity line of credit today!

?? Apply Now & Get Funded Fast!

Get an Instant Mortgage Rate Quote from The Mortgage Calculator

Frequently Asked Questions for HELOC Loans

About The Mortgage Calculator
The Mortgage Calculator

The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation! 

Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!

Our team of over 450 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

Learn More About The Mortgage Calculator