Why Join The Mortgage Calculator?
At The Mortgage Calculator, we are not just a mortgage lender—we are pioneers in AI mortgage technology. Our proprietary AI lending platform includes a full suite of AI powered CRM/POS/LOS tools to empower loan officers to scale their business instantly! Just connect to our platform to generate more leads & close more loans!
The Mortgage Calculator Business Model
- Approved with Over 135 Banks, Lenders & Investors
- Always the Best Mortgage Rates/Pricing
- 5,000+ In House Loan Programs
- Access Every Loan Program that Exists
- Conventional, VA, USDA, FHA, Non-QM, DSCR, Commercial, Fix & Flip/Ground Up, Mixed Use, CDFI, SBA +Thousands More
The Mortgage Calculator Proprietary AI Lending Platform
- AI Powered Lead-Generating Website
- AI Powered CRM, POS & LOS
- One Login for LOs - One Login for Customers
- Instant AI Rate Quotes for 5,000+ Loan Programs
- Prospects Automated from Lead to Completed 1003
- Over 50 API Integrations with Technology Partners
- Proprietary CALVIN AI Including DUAL AUS
- Proprietary CALVIN AI Condition Analysis & AI Assist
The Mortgage Calculator Trainings & Support
- Online Training & Learning Center Available 24/7
- Discount NMLS Pre-License Education Course & CE
- Thousands of Hours of Recorded Trainings
- CALVIN AI Instant Scenario & Loan Support
- CALVIN Compliance AI w/Fed & State Regulations
The Mortgage Calculator Platform
- Close Any Loan in 34 Licensed States
- Close DSCR Loans in 14 Additional States No License Required (48 Total)
- Access Unlimited Company Leads
- Buy Instant Lead Campaigns at Full Comp
- Import Leads in Real Time via Zapier Webhook API
- Refer Deals to Team LOs for 75BPS
The Mortgage Calculator MLO Compensation Plans
Loan Officer
Earn Up To
200BPS
- 150BPS on Self Generated Loans (1.50% Commission)
- 75BPS on Company Leads (.75% Commission)
- Refer Deals to Team LOs for 75BPS (.75% Commission)
- 50BPS Bonus for Monthly Volume Over $2M
- No Monthly Fees or Transaction Fees
- Includes Custom Website + CRM/POS/LOS + AI
Loan Officer Unlimited
Earn Up To
275 BPS
Apply For Loan Officer Unlimited
- 275BPS on Self Generated Loans (2.750% Commission)
- 75BPS on Company Leads (.75% Commission)
- Refer Deals to Team LOs for 75BPS (.75% Commission)
- Automated Social Media Posts & Lead Routing
- Unlimited Transactions with No Transaction Fees
- $499/Month Platform Fee From Closings
Learn More About Our Commission Only Loan Officer Comp Plans
The Mortgage Calculator NMLS Licensed States

Mortgage Calculator Company LLC is licensed as a Mortgage Lender and/or Mortgage Broker in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Nebraska, New Jersey, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin and more pending.
Frequently Asked Loan Officer Questions
