Real Estate Portfolio Loans
Build Your Real Estate Empire
Streamline your investments by financing multiple properties under a single portfolio loan, simplifying management and unlocking better terms.
How a Portfolio Loan Works
Consolidate Properties
Finance multiple investment properties together under a single loan, also known as a blanket mortgage.
One Loan, One Payment
Simplify your finances with a single monthly payment for your entire portfolio of rental properties.
Scale Your Investments
A streamlined process makes it easier to acquire new properties or cash out on your existing portfolio.
Loan Parameters At-a-Glance
Real Estate Portfolio Mortgage Loan Highlights
- Multiple properties: Portfolio mortgage loans allow investors to finance multiple properties within a portfolio, reducing the burden of obtaining separate loans for each property.
- Loan amount: Portfolio loans can offer loan amounts based on the combined value of the properties in the portfolio, making them ideal for larger real estate investments.
- Underwriting requirements: The lender will evaluate the rental income and expenses for each property in the portfolio, often using a DSCR calculation.
- Streamlined process: Portfolio loans can provide a streamlined process for financing multiple properties, reducing the time and effort required for obtaining separate loans.
Program Features
- Up to 80% LTV for Purchase, Refinance & Cash Out Refinance
- Qualifications Start at 660 FICO + 6 Months Liquidity
- Maximum Loan Amount $5 Million or more
- Terms from 5 to 30 Years, with Interest-Only options available
Get an Instant Mortgage Rate Quote from The Mortgage Calculator
Get Your Quick Quote
Real-time mortgage pricing across conventional, FHA/VA, DSCR, bank statement, non-QM and more. Compare options and move to a full application when ready.
Programs We Price
Conventional, FHA, VA, USDA, jumbo, investor DSCR, bank statement, asset depletion, non-QM, HELOCs and more.
How Quotes Work
We use your scenario (location, credit band, property/occupancy, LTV) to match eligible programs and display live-like rates.
Next Steps
Lock a rate or continue to the full 1003. Your MLO team helps optimize terms and documentation for a smooth closing.
Loan Programs Available: FHA Mortgage Calculator, Conventional Mortgage Calculator, VA Mortgage Calculator, USDA Mortgage Calculator, Non-QM Mortgage Calculator, DSCR Mortgage Calculator, Fix & Flip Mortgage Calculator, Construction Mortgage Calculator, JUMBO Mortgage Calculator
Frequently Asked Questions for Portfolio or Blanket Loans
About The Mortgage Calculator
The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) specializing in using technology to provide access to Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan variations.
Our team of over 450 licensed Loan Originators can assist with Bank Statement Mortgages, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages, and thousands more!