Conventional Investment Loan Programs

Designed for investors who wish to purchase or refinance rental properties.

Conventional Investment Mortgage Loan Highlights

• Property type: Conventional investment loans can be used for the purchase or refinancing of single-family homes, multi-unit properties, and small commercial properties.
• Loan amount: Conventional investment loans can offer loan amounts up to $510,400 (2022), with higher amounts available through jumbo loans.
• Down payment: Conventional investment loans typically require a down payment, which can range from 5% to 20% depending on the lender and loan type.
• Credit score: Conventional investment loans typically require a credit score of 620 or higher, although some lenders may have higher requirements.
• Fixed or adjustable rate options: Conventional investment loans offer both fixed and adjustable rate options, allowing borrowers to choose the best option for their financial situation and goals.
• Loan terms: Conventional investment loans are typically available with 15- or 30-year terms, although other options may be available.
• Underwriting requirements: Conventional investment loans require a thorough underwriting process, which considers the borrower's credit score, income, assets, and debt-to-income ratio.

Real Estate Investors Get up to 75% LTV Cash Out from Your Investment Properties! Shop Rates from dozens of Lenders!

Purchase an Investment Property Now with a Low Rate Conventional Mortgage!

Or Use One of Our Alternative Non-QM Loan Programs for Real Estate Investors Including: DSCR, No Doc, Bank Statement, Foreign Nationals, Hard Money and More!

For Real Estate Investors we have a variety of commercial lenders to choose from with dozens of products including Non-QM Programs Such as No Doc, Bank Statement, DSCR, Foreign Nationals, Hard Money and many other types of loans. Let us shop over 100 lenders and banks to find the best loan for your property. 

Specialty Loan Types:

• Private Money & Hard Money Lenders
• Bridge & Blanket Loans
• Fix & Flip & Rehab Loans
• Real Estate Portfolio Loans