Self-Employed Bank Statement Mortgage Loans

Bank Statement Loan Highlights

Bank Statement Mortgage Loan Programs are designed for self-employed borrowers who may not have the traditional W-2 income documentation to qualify for a loan. Instead of W-2s, the lender uses the borrower's personal or business bank statements to verify income.

• Self-Employed Borrowers: Good for sole proprietors, partnerships, and LLCs that may not use W-2s.
• Income Verification: We can use your personal or business bank statements to help verify income.
• Loan Amount: Bank statement loans can allow higher loan amounts for qualified borrowers.
• Loan Terms: Options include 15-year or 30-year terms.
• Fixed or Adjustable: Choose the option that fits your plan.
• Underwriting Review: Includes bank statements, credit score, and debt-to-income ratio (DTI).

Program Details

• As Low as 10% Down
• Credit Scores From 600
• Up to 55% DTI
• Full Doc & Bank Statement Income Verification Available
• 1 Year Tax Return Verification Available