Mortgage Calculators

Mortgage calculators are essential tools for homeowners looking to determine their monthly mortgage payment, interest costs, and the impact of different loan terms and interest rates. These calculators allow you to input your mortgage loan amount, interest rate, and loan term, and then calculate the estimated monthly payment, total interest costs, and other important details. This information can help you make informed decisions about your mortgage loan, such as choosing a fixed-rate or adjustable-rate mortgage, and selecting a loan term that works best for your financial situation. Whether you are a first-time homebuyer or an experienced homeowner, a mortgage calculator is a valuable resource for understanding the costs and benefits of different mortgage options.


Purchase Mortgage Calculator

Breakdown & Schedule

Get your mortgage rate options in minutes and get Pre-Approved Now!

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Refinance Mortgage Calculator

Monthly & Total Payment

Potentially reduce your monthly payment or calculate cash out for refinancing!

View Refinance Calculator
Commercial Mortgage Calculator

Breakdown & Schedule

Calculate your commercial mortgage rate options in minutes!

View Commercial Calculator
Fix & Flip Loan Calculator

Breakdown & Schedule

Get your Fix & Flip Construction Rehab Loan Term Sheet in Minutes!

View Fix & Flip Calculator
DSCR Mortgage Calculator

Instant Mortgage Rates

Calculate Investor DSCR Mortgage Rates Instantly! No Income or Employment!

View DSCR Calculator
Construction Calculator

Breakdown & Schedule

Get rates for your next construction project!

View Construction Loan Calculator

Welcome to Our Mortgage Calculator: Plan Your Dream Home with Confidence

Are you ready to turn your dream of homeownership into a reality? Our Mortgage Calculator is the perfect tool to guide you on your journey towards buying a home that fits comfortably within your budget. Whether you're a first-time buyer or looking to refinance, our user-friendly affordability calculator will help you determine the maximum mortgage you can afford, estimate your monthly mortgage payments, and even provide insights into mortgage insurance (MI) options. Let's explore how this powerful tool can empower you to make informed decisions and achieve your homeownership goals.

Discover Your Affordability:

The "How Much Can I Afford?" feature on our mortgage calculator is designed to take the guesswork out of your home buying process. By factoring in your income, expenses, and other financial commitments, our calculator provides you with an accurate estimate of the maximum mortgage you can comfortably afford. We understand that every individual's financial situation is unique, so our calculator ensures a personalized approach to give you the most reliable results.

Plan Your Monthly Mortgage Payments:

Understanding your future financial commitments is crucial in making a sound home buying decision. With our Mortgage Calculator, you can quickly assess your monthly mortgage payments based on various loan terms, interest rates, and down payment options. This enables you to experiment with different scenarios, helping you find a comfortable monthly payment that aligns with your budget and financial goals.

Insights into Mortgage MI:

Mortgage Insurance (MI) often comes into play for buyers with a down payment of less than 20%. Our Mortgage Calculator provides valuable insights into different MI options available to you. By exploring various down payment scenarios, you can make an informed choice on the best mortgage insurance strategy that suits your financial needs, ultimately saving you money in the long run.

Pre-Approved for Confidence:

Knowing that you are pre-approved for a mortgage can be a game-changer in your home search. Our Mortgage Calculator not only gives you an estimate of your affordability but also helps you understand what lenders might see when reviewing your application. Armed with this knowledge, you can approach lenders with confidence, streamlining the pre-approval process and increasing your chances of securing your dream home.

Simple, Intuitive, and Free:

Our Mortgage Calculator is designed to be simple and intuitive, making it accessible to both first-time buyers and seasoned homeowners. You don't need to be a financial expert to use our tool; just enter some basic information, and you'll receive accurate results within seconds. Best of all, it's completely free to use, giving you unlimited access to plan and strategize for your homeownership journey.

Your Trusted Homeownership Partner:

At The Mortgage Calculator, we are committed to empowering you throughout your homeownership journey. Our Mortgage Calculator is just one of the many tools and resources we offer to support your dreams of owning a home. Our team of experienced mortgage professionals is here to assist you with any questions you may have, guide you through the mortgage process, and ensure a smooth and stress-free experience from start to finish.

Start Your Home Buying Journey Today:

Take the first step towards homeownership with confidence. Use our Mortgage Calculator to determine your affordability, estimate your monthly mortgage payments, explore mortgage insurance options, and get pre-approved for your dream home. Empower yourself with knowledge and turn your dreams into reality.

Remember, your new home is not just a financial investment, it's a place where memories are made, and dreams come true. Let us be your trusted partner on this exciting journey towards owning the home you've always envisioned. Get started with our Mortgage Calculator today!