Conforming Full Doc Purchase 95% LTV Mortgage Quote in LaFayette, Georgia on 6/17/2025

Estimate Fee WorkSheet*. This is not an official Loan Estimate.

Rate Choices
Rate Points Lender Credit Monthly payment Payment with Escrow
(plus , PMI Fees)
APR **
6.750% $1,657 $0 $955 $1,184 8.016%
6.875% $1,104 $0 $967 $1,197 8.106%
6.990% $368 $0 $979 $1,208 8.170%
7.125% $0 $368 $992 $1,221 8.255%

$155,000

Purchase Price

$7,750

Down Payment

$147,250

Loan Amount
Proposed loan

95.00%

Appraised

$155,000

Loan Amount

$147,250

Loan Purpose
Purchase
Loan Type
Conforming
Occupancy
Primary
Loan Amount
$147,250
LTV
95.00%
Insurance (yearly)
$1,500
Mortgage Insurance (Monthly)
$69
Term (years)
30
FICO Score
758
Monthly breakdown
Payment

Taxes

Insurance

PMI

HOA Fees

Rate
Loan Amount
$147,250
Down Payment
$7,750
Mortgage Insurance
$69
Estimated lender fees
Lender Underwriting Fee
$995
Processing & Doc Prep Fee
$495
Loan originator
Andrew Penney
Loan originator
Andrew Penney
NMLS
190077
Licensed in
AR,DC,FL,GA,ID,LA,MD,OH,PA,VA

*THIS IS NOT AN OFFICIAL LOAN ESTIMATE (LE). This "Fees Worksheet" is provided for informational purposes only, to assist you in determining an estimate of cash that may be required to close and an estimate of your proposed monthly mortgage payment. The information provided reflects estimates of the monthly payment, funds needed to close, and closing costs you are likely to incur at the settlement of your loan. These values are estimates; some actual charges may be more or less. This is not a loan commitment. This transaction may not involve a fee for every item listed. Mortgage rates change frequently and are subject to change without notice. Rates are not locked until documentation is submitted so that credit, liabilities, and income can be fully verified. This is an estimate based on customer self-reported figures, if any of the figures change or are unable to be verified, then the estimates will need to be adjusted. To begin the process to lock in your mortgage rates please press the button above so we can begin your file!

**These rate samples were given on 6/17/2025 3:44 PM EST and are only indicative of rates at that exact time. Your actual rate, payment and cost could be higher. Request an official Loan Estimate before choosing a loan.