FHA Full Doc Purchase 96.5% LTV Mortgage Quote in Columbus, Georgia on 4/27/2025

Estimate Fee WorkSheet*. This is not an official Loan Estimate.

Rate Choices
Rate Points Lender Credit Monthly payment APR **
5.990% $3,290 $0 $1,764 6.843%
6.000% $3,055 $0 $1,766 6.846%
6.125% $1,611 $0 $1,790 6.925%
6.250% $0 $483 $1,814 6.982%
6.375% $474 $0 $1,838 7.140%
6.490% $0 $592 $1,860 7.221%

$300,000

Purchase Price

$10,500

Down Payment

$289,500

Loan Amount
Proposed loan

98.19%

Appraised

$300,000

Loan Amount

$294,566

Loan Purpose
Purchase
Loan Type
FHA
Occupancy
Primary
Loan Amount
$289,500
Final Loan Amount
(With FHA Funding Fee Financed)
$294,566
LTV
96.50%
Mortgage Insurance (Monthly)
$133
Term (years)
30
FICO Score
740
Monthly breakdown
Payment

Taxes

Insurance

PMI

HOA Fees

Rate
Loan Amount
$294,566
Down Payment
$10,500
Mortgage Insurance
$133
Estimated lender fees
Lender Underwriting Fee
$995
Loan originator
Anita Conrad
Loan originator
Anita Conrad
NMLS
2663328
Licensed in
FL,GA

*THIS IS NOT AN OFFICIAL LOAN ESTIMATE (LE). This "Fees Worksheet" is provided for informational purposes only, to assist you in determining an estimate of cash that may be required to close and an estimate of your proposed monthly mortgage payment. The information provided reflects estimates of the monthly payment, funds needed to close, and closing costs you are likely to incur at the settlement of your loan. These values are estimates; some actual charges may be more or less. This is not a loan commitment. This transaction may not involve a fee for every item listed. Mortgage rates change frequently and are subject to change without notice. Rates are not locked until documentation is submitted so that credit, liabilities, and income can be fully verified. This is an estimate based on customer self-reported figures, if any of the figures change or are unable to be verified, then the estimates will need to be adjusted. To begin the process to lock in your mortgage rates please press the button above so we can begin your file!

**These rate samples were given on 4/27/2025 and are only indicative of rates at that exact time. Your actual rate, payment and cost could be higher. Request an official Loan Estimate before choosing a loan.